How our Platform works

Our API-based, Data-driven, secure centralized alternative credit scoring technology, provides a holistic data aggregation infrastructure for accurate credit decisioning. You have an option either use all or choose specific solution for your institution needs.

Credit History checks (CRB)

Through our aggregated pool of credit history from local Credit Bureaus, you’ll be able to identify key data which is calculated to give you a unique CRB score for the individual customer.

Key data checked include:

  • loans taken
  • Betting history
  • Loan repayment rate
  • Performing and non-performing accounts
  • and many more

Identity checks (IPRS)

IPRS is the single source of truth for population of all Kenyan and foreign resident in Kenya. Here we check real time if customer names and ID information matches.

Key data checked include:

  • Valid full names
  • Date of birth
  • Gender

Mpesa, paybill and bank statements analytics

We understand that analyzing financial statements could be hectic especially when you have a large pool of customers. Our solution allows you to bulk upload statements which are then analyzed with our AI powered system to give you analytics that are simple to understand.

Key functionality include

  • Bulk upload of documents
  • Convert pdf statements to downloadable excel and CSV format.
  • Graphical and simple to understand analytics of the statements.
  • Scoring of customers through financial statements.
  • Able to analyse most bank statements in Kenya.